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Bad credit unsecured loans provide finance for both tenants and homeowners without collateral. These risk free loans for the borrowers, range usually from $5000 to $25000, as is your repayment capability. Your income, bank statements and employment records play a key role in determining terms and conditions of the loan. The borrowed amount carries short repayment duration of few months to 15 years. If you are experiencing huge debt problems, then you may want to search the marketplace for information that can help you discover the best solution for removing debt and becoming debt free. There are a number of resources online that offer valuable information for getting out of debt. Be careful that you do not take the first cat that comes along, since some debt consolidation agencies, debt negotiators, and debt settlement agencies will take you for a ride. The sources that claim to get you out of debt in three minutes or less are the sources you want to ignore.